Brad Garlinghouse Predicts 90% Chance of Crypto Market Structure Bill Passing

NEW YORK - According to Brad Garlinghouse, the CEO of Ripple, there is a 90% probability that a new law for the complete crypto market structure in the United States will be passed by April. This is a daring prediction that has given hope to traders and sparked off discussions about what way American regulation should go.

At an industry event held not long ago, Garlinghouse stated that he was very sure that there were now clearer rules on cryptocurrencies because both political parties were uniting behind this cause. “The probability is very high,” he said. “There’s broad recognition that the United States needs regulatory clarity to remain competitive in digital assets.”

Momentum Builds for U. S. Crypto Regulation

Members of Congress from both chambers have engaged in drafting bills that seek to clarify the jurisdiction of the SEC and CFTC over virtual commodities. The envisaged legislation on the structure of the crypto market is expected to determine whether particular tokens are to be treated as securities or commodities, provide guidelines for compliance by exchange platforms, and ensure protection of consumers’ interests.

It is believed by top business executives that the absence of a proper national framework has retarded the growth and development of new ideas while forcing companies dealing with cryptocurrencies out into other jurisdictions. For a long time now, Garlinghouse has been calling for regulatory clarity, particularly after Ripple’s well-publicized lawsuit against XRP by the SEC.

“The U. S. has fallen behind,” Garlinghouse said. “Clear rules of the road will unlock institutional adoption and bring innovation back onshore.”

Crypto Industry Eyes April Deadline

The fact that many politicians feel that they need to pass some laws before they can comfortably go for their election campaigns in 2026 has made them work on it with increased urgency lately. Several legislators have communicated that they are still focusing on stablecoin regulations and wider digital asset frameworks.

It has been observed by market analysts that in case the crypto market structure bill is passed, there could be renewed investments from banks, asset managers, and fintech companies looking for regulatory confidence. Institutional players have largely remained cautious amid ongoing enforcement actions and unclear compliance standards.

According to recent reports, some draft proposals contain clauses addressing exchange registration requirements, token classification standards, and reserve transparency measures for stablecoin issuers.

Potential Impact on Crypto Markets

Enactment of such a law would have far-reaching effects on the American cryptocurrency sector as it would create a specific legal environment within which providers of digital asset services could operate lawfully. Analysts believe such clarity may encourage capital inflows, strengthen investor protections, and reinforce America’s ambition to become a global crypto innovation hub.

Although there are doubts whether Congress will be able to meet Garlinghouse’s deadline, the increasing bipartisan involvement indicates significant headway.

As April draws near, the cryptocurrency markets remain at a standstill, waiting anxiously for what could be a turning point in U. S. digital asset regulation.